Enjoy waterfront living in the sought-after Loch Haven community. This feature rich four-level home with generous living spaces and high ceilings is positioned on 63 feet of waterfront along the protected deep waters of Pocahontas Creek providing quick unobstructed boating access to the South River, Chesapeake Bay and beyond. Recent improvements include a new roof (2026) and two new HVAC systems (2024 and 2026). The open-concept main level features water views, hardwood floors, abundant natural light, and a gourmet kitchen with a large island, stainless steel appliances, double ovens, a gas cooktop with grill, a custom tile backsplash and solid hickory cabinets. The kitchen opens to the family room with a stone-surround gas fireplace and direct access to the full home width screened porch overlooking the water for seamless indoor/outdoor living and entertainment. A formal dining room, bedroom, full bath, and laundry room complete this level. The second level also featuring hardwood floors contains the spacious primary suite with a full home width private waterfront deck, unobstructed creek views, a walk-in closet, an ensuite bath with oversized shower, separate soaking tub, and double vanity. Two additional bedrooms, each with full ensuite baths, complete the second level. The third floor offers a fifth bedroom, flex space, and a full bath. The lower level includes a recreation room, gym, full bath, storage, and utility space. The landscaped waterfront lot with irrigation system gently slopes to the private pier, 20,000-pound boat lift (with new cradle 2026), kayak storage and fire pit. The oversized three-car garage provides substantial storage space for vehicles and more. Loch Haven amenities include a private sandy beach, community marina and boat ramp, playground, tennis, pickleball and basketball courts, walking trails, and year-round social activities. This is a well-appointed waterfront home offering flexible living spaces, recent major improvements, and outstanding boating access.