**BEFORE YOU RULE IT OUT, ASK WHAT THE PAYMENT COULD LOOK LIKE.** This move-in-ready **3-bedroom, 1.5-bath townhome in Carroll Crest is offered at $269,900**, and the list price is only one part of the home-buying picture. Depending on the buyer, loan program, and available financing options, there may be strategies that **could help lower the interest rate, monthly payment, or cash needed at closing.** Inside, you'll find **3 finished levels**, a **finished walkout lower level**, rear deck, recent roof and major system updates, assigned parking, and an HOA that includes **water, sewer, trash, snow removal, and common area maintenance**. Carroll Crest offers convenient access to **shopping, dining, marinas, waterfront parks, Gunpowder Falls State Park, and major commuter routes**, making it easy to enjoy both everyday convenience and the Middle River lifestyle. **If you've been waiting because you're worried about affordability, don't count this one out before reviewing the numbers with a trusted lender.** Schedule your private showing, explore the immersive 3D tour, and ask about **lower-payment options** that may be available.