ASSUMABLE RATE OF 2.99% for eligible VA buyers. Available for a quick close and immediate occupancy! Beautifully designed Craftsman-style home, built just 4 years ago. This home has seasonal waterviews of the Potomac River with water access just down the street at Aqualand Marina and Campground . This home offers plenty of space for everyday living, entertaining, and relaxing. Step inside to a bright and inviting floor plan. The family room flows seamlessly into the eat-in kitchen, featuring stainless steel appliances, granite countertops, custom cabinetry and a charming breakfast nook. A separate dining room provides the perfect setting for gatherings, while a private office offers a quiet space for work or study. Upstairs, the primary suite features a luxurious bathroom with a soaking tub, fully tiled walk-in shower, and large walk-in closet. Convenient laundry access is available from both the primary bathroom and hallway. Three additional bedrooms and a full bath complete this level. The fully finished basement adds ample living space, including a recreation room, flex area perfect for a home gym or guest suite with a full bath. The exterior showcases beautiful landscaping and curb appeal. A door off the kitchen leads to the spacious backyard, complete with a patio, sun sail for shade, shed and fully fenced-in yard - ideal for outdoor entertaining, gardening, or keeping pets. Located in the waterfront community of Cliffton on the Potomac with No HOA and No restrictive covenants. There is plenty of room to park an RV or boat in addition to the attached two-car garage wired for an EV (electric vehicle) hook-up. Numerous options for shopping and dining only 15 minutes to the Town of La Plata and 10 minutes to King George, VA via the new Harry Nice Bridge. Schedule your showing today! All inspections have been completed and are available saving you time and money! Ask for details about the assumable rate option!!