Unique financing opportunity! Potential for FHA loan assumption at approximately 2.25% interest with payments under $1,300/month, subject to lender/servicer approval and buyer qualification. With an open floor plan, generous living space, three bedrooms, two full bathrooms, two powder rooms, a finished basement with space for a 4th bedroom, and a number of thoughtful updates, this freshly painted, move-in ready Ryan-built townhome is ready for its second owner. The well-lit main level offers an open front-to-back layout beginning with a sunken foyer, convenient coat closet, and powder room upon entry. Laminate hardwood and tile flooring flow throughout the space and tie the kitchen into the morning room bump-out featuring a cozy gas fireplace. The spacious kitchen features granite countertops, updated stainless steel appliances, and a distinctive Craftsman-style island with a built-in roll-out table and seating area, creating a versatile space for casual dining, meal preparation, or entertaining. Off of the morning room, the deck was redone in 2021, extending the living space outdoors and creating backyard access for relaxing or gathering with guests. Upstairs, laminate hardwood flooring throughout makes for easy maintenance. The primary suite features a walk-in closet, private bath with tub, and its own surround sound. Two additional bedrooms and a second full bathroom provide flexibility for family, guests, a home office, or hobby space. The finished basement adds even more usable living space with upgraded carpet padding for added comfort, a conveniently located powder room, and a laundry area featuring a 2023 LG energy-efficient washer and dryer. An unfinished bonus room provides valuable storage or the opportunity to create additional finished space. Recent improvements also include a new energy-efficient water heater and sump pump, both replaced within the past year, along with new front and rear porch lighting. Hagers Crossing offers an impressive collection of community amenities, including an outdoor pool, clubhouse, tennis courts, tot lots, and walking and jogging paths. The association also provides snow removal and trash service, and the home includes two reserved parking spaces. Conveniently located near shopping, restaurants, commuter routes, and everyday amenities, this well-cared-for, single-owner townhome combines comfortable living spaces, valuable updates, and a desirable community setting in the heart of Washington County Maryland.