True gems in real estate are rare - and every so often, one appears that even surprises seasoned professionals. Tucked away in the heart of downtown between 1st and 2nd Street, this exceptional property is one of those rare finds. Perfectly positioned just steps from the beach, boardwalk, and bay, this coastal retreat blends charm, location, and functionality in a way that is hard to duplicate. This unique residence is filled with character, featuring charming gable windows on both sides and six inviting balconies spanning the front and rear of the home. From the front balconies, enjoy glimpses of the ocean and boardwalk, while the rear porches offer peaceful peeks of the Assawoman and Isle of Wight Bays. Offering three spacious bedrooms, each complete with its own ensuite bath, this home was thoughtfully designed for comfort and privacy. A rare two-car garage provides coveted downtown parking and storage, while the fourth level offers additional storage space along with a bedroom featuring soaring vaulted ceilings that create a bright and airy retreat. The kitchen is beautifully appointed with granite countertops and stainless steel appliances, while all bathrooms - including the powder room - continue the upscale finishes with granite-topped vanities. Recent updates include two newly installed heat pumps, providing peace of mind and energy efficiency. Although technically classified as a condominium due to zoning, this residence truly lives and feels like a single-family home. Its layout, privacy, and presence set it apart from typical downtown offerings. Lovingly maintained and successfully operated as a self-managed rental property by the current owners, this home offers incredible flexibility for its next chapter - whether as a primary residence, vacation getaway, investment property, or a combination of all three. Experience the charm, walkability, and coastal lifestyle that only a historic seaside town of more than 150 years can provide.